Affordable Dental Care With Flexible Financial Options
At TLC Escondido Dental, we believe financial concerns should not prevent you from receiving needed dental care. Our team offers several payment and financing options to help make treatment more manageable.
Coverage, approval and payment terms vary by plan and provider. We are happy to help you review your available options before treatment begins.
Dental Insurance Plans We Accept
We work with most major PPO dental insurance plans and can help verify your benefits. Providers we frequently work with include:
- Careington
- Anthem® Blue Cross
- BlueCross® BlueShield®
- GEHA®
- Guardian
- MetLife®
- UnitedHealthcare®
- Aetna®
- Ameritas®
- Principal®
- Cigna®
- Many other PPO plans
Insurance participation and benefits can change. Please call 760-741-5775 with your insurance information so our team can verify your plan and provide an estimate of expected coverage.
Dental insurance is an agreement between you and your insurance provider. Any estimate we provide is not a guarantee of payment, and patients are responsible for costs not covered by their plan.
Flexible Financing Options
For patients who prefer to divide treatment costs into manageable payments, we work with third-party financing providers, including Cherry, CareCredit® and Proceed Finance. Approval, interest rates and repayment terms are determined by each financing company.
Accepted Payment Methods
We accept cash, checks and major credit cards for out-of-pocket costs. Our team can explain payment expectations and available options before you begin treatment.
No Dental Insurance?
Patients without dental insurance may be able to save on preventive care and other services through our in-office membership plan. Review the plan below or contact us for current details.
Financial Options FAQs
Do you accept my dental insurance?
We work with most major PPO dental plans. Call 760-741-5775 with your insurance information, and our team can help verify your benefits.
Will you tell me what treatment costs before I begin?
Yes. After our dentists evaluates your needs, we will review the recommended treatment, estimated insurance benefits and expected out-of-pocket costs.
Do you offer monthly payment options?
Third-party financing may provide monthly payment options for qualified applicants. Available terms depend on the provider, treatment cost and credit approval.
Can I receive dental care without insurance?
Yes. Patients without insurance may pay directly, apply for third-party financing or explore our in-office membership plan.
Does insurance cover every dental treatment?
No. Coverage depends on your specific plan, annual maximum, deductible, waiting periods and treatment limitations. Our team can help you understand the benefits information provided by your insurer.
Discuss Your Dental Payment Options
For questions about insurance, financing or our membership plan, contact TLC Escondido Dental or call 760-741-5775. Our team will help you explore your options and schedule an appointment with Dr. Jorge Reyes or Dr. Catalina Madrigal.